Why use Smart Currency Exchange?

Using Smart Currency Exchange to transfer the funds you need to purchase your dream property in France could mean you save thousands of pounds.

The currency exchange rate fluctuates second by second as money is bought and traded on the market. This means the price in sterling of the property you are purchasing in France will also fluctuate second by second – so over the course of days, weeks and months, this price could fluctuate dramatically.

For example, if you agreed to purchase a €300,000 property when the rate hit an eight year high of 1.40, the price in sterling would be £214,286; however, if you completed a few days later when the rate had sunk to 1.36, the price in sterling would then be £220,588 – costing you over £6,000.

By registering with Smart Currency Exchange as soon as you know you want to purchase a property, you will immediately have access to one of their expert traders, who can advise you on the effects of fluctuating currency rates, monitor and assess the market for you and outline your options for transferring currency abroad – ensuring you minimise risks and maximise your savings. As experts in property, as well as currency, they can offer assistance at every stage of your purchase journey – and point you in the direction of resources, regular forecasts, currency news, reports and updates to keep you in the know, as well as tailored guides and educational programmes to explain currency markets.

France Buying Guide, and its parent company, the Overseas Guides Company, have worked with Smart Currency Exchange for over a decade – and are confident in recommending them to our readers to help them save money when purchasing property overseas. 

Smart Currency Exchange is the only currency specialist focused specifically on the overseas property market, making them perfectly placed to assist with your transfers. They can also assist you with repatriating funds to the UK, or making regular payments between the UK and France (such as your pension or mortgage payments).

About Smart Currency Exchange

Smart Currency Exchange was set up in 2004 to help clients effectively and efficiently send and receive payments internationally, and since then has become an expert in the overseas property market. 

Smart Currency Exchange can make international transfers in over 20 currencies, to or from anywhere in the world – in payments from £100 to many £1,000,000s. The company is able to achieve exceptional exchange rates thanks to its direct relationship with the trading floor of an international bank – and this means they can offer you on the spot exchange rates, and save you money.

Smart Currency Exchange is proud of its customer service focus – putting their clients at the forefront of everything that they do. Smart Currency Exchange traders are not remunerated on commission, meaning they can offer you impartial advice on the best choices for you.

Smart Currency Exchange's account opening and payment transfer system is safe, fast and easy. All client funds are held separately in segregated client accounts with the Bank of Ireland in the United Kingdom, with whom Smart Currency Exchange has worked closely with since 2004.

The benefits of using Smart Currency Exchange

  • Bank beating exchange rates
  • Quick and easy transfers
  • Safe and secure transactions
  • No transfer fees or commissions
  • Authorised by the FCA
  • Dedicated Personal Trader

To find out how much you can save (and how to save it!), call Smart Currency on 020 7898 0541 or get a free quote here.

Further reading for Buying In France


Viewing Guide

Finding the right property and can be a challenge. What do you need to think about early on?


Legal Matters

Buying a property in France has very different legal requirements to the UK. 



Hidden Costs

Spending tens and even hundreds of thousands of pounds on a property in France is a HUGE decision.


Currency Zone

Did you know that you could save thousands of pounds when emigrating by using a currency specialist?